Weatherization assistance program

If you have a low income, the Weatherization Assistance Program (WAP) can help make your home more energy-efficient. WAP studies your whole home and provides solutions to help lower your energy costs and make your home healthier and safer.

Learn if you may be eligible for WAP and find your state WAP office to apply.

Loan programs for energy efficient homes

Mortgage and loan programs can help you pay for energy-related home improvements.

• Learn about HUD Title I property improvement loans. They can help pay to repair or improve a property.
• Find out about 203(k) mortgage insurance. If you are a home buyer or homeowner, you may borrow an extra $35,000 through your mortgage for home repairs and improvements.
• Learn about HUD's Energy Efficient Mortgage program. This FHA-insured mortgage helps home buyers finance energy efficient improvements.
• Learn about energy-efficient financing programs. They can help when you are buying, selling, remodeling, or refinancing your home. Find and contact your state energy office to see what programs you might qualify for.

Tax credits and rebates for energy-efficient products and home improvements

You may be able to get tax credits or rebates for energy-efficient features in your home. 

• See a list of FAQs about tax credits for Energy Star products and energy-efficient home improvements.
• Find rebates near you for Energy Star products for your home.

Help with home energy bills

If you can't afford to pay your home heating or cooling bill, you may be able to get help from the government through the Low Income Home Energy Assistance Program (LIHEAP) program.