Avoid “free money” from the government scams
The government does not offer free money or grants to people for personal needs. Learn how to report "free money" scams and find government benefits or loans to help with expenses.
Report scams offering “free money” from the government
Texts, email, ads, and websites promising “free money" from the government are often scams.
How to get financial assistance from the government
Federal assistance programs can provide financial help with living expenses or business costs. Use these free, official government resources to search for programs you might be eligible for:
- USAGov’s benefit finder – Answer a few questions and get a personalized list of benefits you may qualify for. Learn about benefit programs and how to apply.
- Grants.gov - Find funding opportunities for organizations that work with programs and projects funded by the government. Grants are usually not available for personal expenses or individual financial help.
Each program has its own eligibility rules, application process, and deadlines.
LAST UPDATED: August 23, 2024
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